CROA & FCRA Compliant · Premium Credit Restoration

Rebuild.
Restore.
Legacy.

Your credit score is more than a number — it's the key to your family's future. We restore not just your credit, but the legacy you're building for those who come after you.

9+

Items Deleted for One Client in a Single Round

703

Highest Score Achieved for a Current Client

3

Bureaus Disputed Simultaneously

Documented Client Results

Real Scores.
Real People.

These are live credit score reports from our active clients — not estimates, not stock photos. This is what we actually do.

Jushawn S.

Founder · Report Date: 03/20/2026

EQUIFAX
622
TRANSUNION
620
EXPERIAN
547
  • 1 negative item deleted this round
  • Dispute strategy actively in progress
  • Leading by example — founder walks the process

Naomi L.

Client · Report Date: 06/04/2026

EQUIFAX
633
TRANSUNION
703
EXPERIAN
702
  • 5 negative items deleted this round
  • TransUnion: 703 — Very Good rating
  • Experian: 702 — Very Good rating

Adam W.

Client · Report Date: 06/09/2026

EQUIFAX
605
TRANSUNION
603
EXPERIAN
580
  • 9 negative items deleted this round
  • 1 item updated to positive
  • EQ +77 pts · TU +76 pts · EX +54 pts this cycle

Scores shown are from CreditHeroScore reimport reports. Individual results vary based on credit history, dispute outcomes, and bureau response times.

How It Works

Your Journey to a
Stronger Legacy

Three steps to transform your credit with a dedicated partner by your side.

01

Review & Analyze Your Credit

We pull your credit reports from all three bureaus and conduct a deep analysis. No judgment — just clarity. We identify what's holding you back and what's possible.

02

Build Your Personalized Strategy

Together, we craft a roadmap tailored to your goals — whether that's buying a home, financing a vehicle, or simply breathing easier. Every dispute is intentional.

03

Restore, Rebuild & Prepare

We execute your plan, challenge inaccuracies, and optimize your credit profile. Then we equip you with the habits and knowledge to sustain your legacy for generations.

Built For Where You Are

A Plan for Every
Season of Your Journey

From your first step toward financial freedom to full-service restoration for couples — Steadman Legacy Credit Firm has a plan for your season.

Legacy Foundation

Your first step — maintained accountability & community support.

$0/mo

No credit card required

  • Initial credit review & consultation call
  • Access to the Steadman Legacy client community
  • Basic dispute letter templates
  • Monthly credit education newsletter
  • Guidance on reading your credit report
Start For Free

Requirements: Active credit monitoring via Credit Hero Score. Daily social media shout-outs tagging @steadmanlegacycreditfirm on Facebook & Instagram.

Not included: Active dispute filing · 1-on-1 credit specialist

Most Popular

Legacy Builder

Full-service credit restoration for the individual on a mission.

$149/mo

Premium white-glove service

  • Comprehensive 3-bureau credit analysis
  • Personalized dispute strategy & active filing
  • Customized dispute letters each round
  • Dedicated credit specialist on your account
  • Bi-weekly progress reports & score updates
  • Monthly 1-on-1 strategy session
  • Debt validation & goodwill letter support
  • Credit-building product recommendations
  • Priority email & text support
  • Access to Steadman Legacy client portal
Get Started — $149/mo

Legacy Duo

Two people, one mission — restore your credit together & build a shared legacy.

$249/mo

Save $49/month vs. two individual plans

  • Everything in Legacy Builder — for 2 individuals
  • Separate 3-bureau disputes & action plans
  • Joint financial goal-setting session each month
  • Mortgage & auto readiness coaching for both
  • Priority support with same-day response
  • Quarterly financial wellness roadmap review
  • Complimentary credit monitoring setup guidance
Get Started — $249/mo

Our Mission

Financial Empowerment & Generational Legacy

"We don't just repair credit — we restore hope, rebuild confidence, and unlock the door to homeownership, entrepreneurship, and the kind of financial freedom that gets passed down."

— Jushawn Steadman, Founder

At Steadman Legacy Credit Firm, we believe your credit score should never define your worth or limit your dreams. We exist to help individuals and couples reclaim their financial power, restore their confidence, and build a legacy that reaches far beyond a number.

This is personal for us. We've seen the weight that bad credit carries — the doors it closes, the dreams it delays, the dignity it erodes. Every client who walks through our door is a legacy in the making.

9

Items deleted for a single client in one round

703

Top score achieved — TransUnion Very Good

3

Active clients with documented results

100%

CROA & FCRA compliant service

Required For All Clients

Start With Credit Monitoring

Before we can begin disputing on your behalf, you need active credit monitoring. Choose the platform that works best for you — both give us the real-time data we need to fight for your score.

Option 1

SmartCredit

3-bureau monitoring with real-time alerts, score simulators, and action plans. Gives us the detailed reporting we need to build your dispute strategy.

Sign Up for SmartCredit

Affiliate link — we earn a small commission at no cost to you.

Option 2 · Recommended

CreditHeroScore

Integrates directly with our credit repair system for seamless score tracking, reimport reports, and bureau-by-bureau dispute updates.

Sign Up for CreditHeroScore

Affiliate link — we earn a small commission at no cost to you.

Active credit monitoring is required before dispute services begin. Either platform qualifies. If you're unsure which to choose, we recommend CreditHeroScore for the tightest integration with our dispute workflow.

Referral Partnership Program

Partner With
Steadman Legacy

Are you a mortgage broker, real estate agent, auto dealer, or financial professional? We turn your declined or not-yet-ready clients into qualified leads — and refer them straight back to you. No cost. No overhead. Just a trusted partner filling the gap in your pipeline.

🏡

Mortgage Brokers & Lenders

Send us declined applicants. We get them mortgage-ready and refer them back to you when they qualify.

🔑

Real Estate Agents

Keep your buyer pipeline warm. We work with clients who need a few more months to get their credit right.

🚗

Auto Dealers & Leasing Offices

Don't lose the deal permanently. Refer denied buyers to us and bring them back finance-ready.

💼

Financial Advisors & Coaches

Add credit restoration to your client toolkit without adding overhead. We handle it — you get credit for the win.

Become a Referral Partner

Tell us about your business and we'll be in touch within 24 hours to set up your partnership.

Steadman Legacy Credit Firm LLC is CROA & FCRA compliant. All referral partnerships are subject to approval and review.

FAQ

Questions? We've Got Answers.

Real talk about credit restoration — no jargon, no sales pitch.

Get Started

Start Your Credit Journey

No forms, no friction. Just one click to begin your credit restoration journey with Steadman Legacy Credit Firm.

  • Secure & Confidential
  • 10-Minute Onboarding
  • Dedicated Support

Schedule a Consultation

Book a Free Credit Strategy Call

Not sure where to start? Let's talk. In 30 minutes, we'll review your situation, identify what's holding your score back, and map out a clear path forward — no pressure, no obligation.

  • Free 30-minute 1-on-1 consultation
  • Review your credit challenges & goals
  • Get a personalized action plan on the spot
  • Understand exactly which plan fits your situation
  • Ask anything — we speak plain English, not credit jargon

Pick a Time That Works for You

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